When you engage in certain activities on the Web site, the Web site may ask you to provide certain information about yourself by filling-out and submitting an on-line form. It is completely optional for you to engage in these activities. If you elect to engage in these activities, however, the Web site may ask that you provide personal information, such as your first and last name, mailing address (including zip code), e-mail address, employer, job title and department, telephone and facsimile numbers, and other personal identifying information. Depending upon the activity, some of the information that you will be asked to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.

When you submit information to Capital Banker via the Web site, you understand and agree that the information may be transferred across national boundaries and may be stored and processed in any of the countries in which Capital Banker and its affiliates and subsidiaries maintain offices, including without limitation, the United States. You also acknowledge that, in certain countries or with respect to certain activities, the collection, transferring, storage, and processing of your information may be undertaken by trusted vendors of Capital Banker.

The servers that Capital Banker uses to operate the Web site may collect domain names, IP addresses and e-mail addresses of visitors. This information may be aggregated to measure the number of visits, average time spent on the Web site, pages viewed, and similar information. Capital Banker may use this information to measure the use of the Web site and to improve the content of the Web site or other Web sites operated by Capital Banker and/or its affiliates and subsidiaries.

How Information Is Used

Capital Banker collects information to record and support your participation in the activities you select. The information that you provide may also be used as part of Capital Banker's effort to keep you informed about new products and services, product and services upgrades and modifications, special offers, and other products and services of Capital Banker and selected third parties. Capital Banker reserves the right to compile and use aggregate data, and also to provide such aggregate data to thi